Joel graduated from the Vesalius College – University of Brussels in Belgium in 1991 with a degree in Business Economics. Born in the Philippines and raised in Europe, Joel understands the nuances of relating to individuals of different cultures, backgrounds and lifestyles.
Joel has had extensive training and experience in assessing clients’ total financial situations and recommending appropriate investments to help them work towards their investment goals. The scope of his practice encompasses wealth creation, wealth preservation and wealth transfer issues. To that end, he has made it a priority to solidify his relationships not only with his clients, but also their direct family, other professional advisors and social circles.
Joel lives in Flagstaff with his wife Monite, their son Justin, and their daughter Taylor. He enjoys golf and is a past president and active member of the Exchange Club of Flagstaff.