Blog
New Year 2026 Message
“There’s a reason the windshield is much larger than the rearview mirror. Your destination holds far greater importance than what you’ve left behind.” - Unknown. As my family and I embark on this personal journey of introspection........
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“We’re Going Down!!!??? Not if we keep driving forward!”
At some points during its ascent, momentum has to pause - or even pull back - in order to acclimatize to allow for further increases. In the investing realm, steady and gradual climbs with occasional pauses are ideal.
Read MoreA Message of Thanksgiving
Thanksgiving is a uniquely American holiday—a time to pause, reflect, and gather. At Aspen Financial Strategies, we deeply value the relationships we’ve built with you over the years. We appreciate you so much, and you brighten our days.
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Beauty of Diversity
My story is a testament to the beauty of diversity and the resilience forged through embracing varied cultures and experiences. It is a story of assimilation. I was thirteen years old in 1980 when I first moved to the United States...
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Gambling vs. Investing (Time In the Market)
It has long been regarded by some that investing in equities is ‘just like gambling’. To the extent in which each exercise comes with inherent risks of loss, then yes, one might feel justified in this assertion. ...
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Food for Thought: A Commentary on Fed Rates
Food for Thought: A Commentary on Fed Rates By Joel S. Vergel de Dios Financial Consultant, LPL Financial At the height of the Great Recession, it was heavily debated whether the Federal Reserve was wise to take the Fed Funds rate down...
Read MorePartly Cloudy or Mostly Sunny: Sentiment vs. Fundamentals
Partly Cloudy or Mostly Sunny: Sentiment vs. Fundamentals By Joel S. Vergel de Dios Financial Consultant, LPL Financial LPL Research 2019 Outlook was released to their advisors on the week of December 17th 2018. At that point, the...
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