Get To Know Us

Joel graduated from the Vesalius College – University of Brussels in Belgium in 1991 with a degree in Business Economics. Born in the Philippines and raised in Europe, he understands the nuances of relating to individuals of different cultures, backgrounds and lifestyles.

Joel has had extensive training and experience in assessing clients’ total financial situations and recommending appropriate investments to help them work towards their investment goals. The scope of his practice encompasses seeking wealth creation, wealth preservation, and wealth transfer consulting. To that end, he has made it a priority to solidify his relationships not only with his clients, but also their direct family, other professional advisors and social circles.

Residing in Flagstaff with his wife Monite, they take pride in seeing their children, Justin and Taylor, successfully pursue their dreams in college. Outside of work he enjoys golf and photography.

Monite loved every moment of growing up in Flagstaff, AZ. She believes there is nothing better than seeing Mt. Humphries every day and being a part of the community. After living and working in Las Vegas, NV and Northridge, CA she and her husband moved back to Flagstaff to start a family.

With a diverse background spanning various industries, Monite has honed her skills in efficiently managing operations. Her leadership extends beyond corporate settings; Monite also serves as a Board Member and Operations Director at Cornerstone Christian Academy. Over a decade of teaching experience at the academy and as a homeschooling mother has given Monite a versatile skill set, providing instruction in a wide range of subjects from history and science to communication and personal finance. Following the successful graduation of their children from high school she joins her husband at Aspen Financial Strategies to contribute to the team's success.

Wheaten, a fourth generation Flagstaffian, understands the importance of legacy. Her love for the crisp Flagstaff air and vibrant community found at the base of the San Francisco Mountains displays itself in her passion for connecting with new acquaintances. As she pursues her education in Business Management at Grand Canyon University, she continues to become versatile by working in different Business sectors. From owning her own Horseback Riding Instructing Business to interning with us over the summer, Wheaten is widening her horizons as she adds to her knowledge and applies her skills with the Aspen Financial Strategies team!